Closing costs, rent vs buy, condo vs brownstone, and mortgage carrying costs — built for NYC townhouses and brownstones, not generic national calculators.
Smooth transaction with limited risk
No pressure to over pay and buy within a certain time period
A team of people that will be with you even after the transaction is complete
Generic mortgage and closing-cost tools miss what makes a brownstone purchase different in New York City: mansion tax brackets, transfer taxes that shift by price and borough, attorney norms, and carrying costs that look nothing like a condo common charge. These calculators are built around that reality — so you can pressure-test a bid before you fall in love with a building.
Use the NYC mortgage calculator for monthly payment math, the buyer and seller closing-cost tools for cash-to-close and net proceeds, and the rent-vs-buy / condo-vs-brownstone tools when you are still choosing a path.
When you are ready for a second opinion on the numbers, book a consultation or call (646) 970-1078.
Yes. Every tool on this page is free. Some results can be emailed to you so you can revisit the numbers while touring or negotiating.
No. They are planning tools. Final closing figures come from your lender, title company, and attorney. Use the outputs to ask better questions and set a realistic budget.
Start with the mortgage calculator if you need a monthly payment range. If you already have a target price, run the buyer closing-cost calculator next so you know cash-to-close. Sellers should begin with the seller closing-cost tool.
Absolutely. Bring your saved estimates to a call or consultation — we will stress-test assumptions against current comps, financing paths, and the specific building you are considering.
Estimate monthly payment, taxes, and carrying costs before you make an offer.
Project transfer taxes, attorney fees, and total cash needed to close.
See net proceeds after commissions, transfer taxes, and seller fees.
Compare the long-term cost of renting versus owning a brownstone.
Weigh monthly costs between a condo and an income-producing brownstone.
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